Financial Planning

Financial planning isn’t just about money—
it’s about your future.

Whether you’re just starting out, between jobs, or at home raising a family…everyone has dreams. Maybe it’s owning a new home, starting a business, traveling more, or just living comfortably in retirement.

None of these things happen by accident. That's why financial planning is so important. With a plan in place, you're able to determine where you are now, where you’d like to be in the future—and what you must do to get there.

Two-thirds

of Americans who work with a financial advisor believe they know how much to spend now and save for the future.

According to Northwestern Mutual's 2017 Planning and Progress Study.

The big picture

Holistic financial planning

You can engage our Financial Planners in two ways...

	Financial Planning services offered by Sentinel	Online Investing (Institutional Intelligent Portfolios®)
Comprehensive health + wealth planning
Detailed financial plan
Professional money management
Annual account review
Advice on retirement goals
Insurance planning
Education fund planning
Proactive tax minimization
Gifting strategies
Estate planning guidance
Detailed performance reporting
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Asset value annualized fee*	0.60% - 1.50%**	0.50%

*The operating expenses for the underlying mutual funds and/or ETFs in your portfolio will be charged in addition to the asset value annualized fee.

**All fees may be negotiated based on the specific situation of the client’s financial plan and the asset levels and expected growth in the assets. A minimum of $25,000 of assets under management is required for this service. However, this minimum may be negotiable under certain circumstances. In some circumstances, clients may be charged an hourly rate (negotiated) for certain financial plan related work. Sentinl Pension Advisors Inc. may, in its sole discretion, negotiate the Program fee paid by the client depending on considerations, including, but not limited to, the size of the client’s account, the amount of time that the client has had an account or accounts with SPA and/or Sentinel Securities, the total amount of business that the client conducts through SPA and/or Sentinel Securities, the types of investments and services provided, anticipated future earning capacity, anticipated future additional assets and other relevant criteria. Account based fees will also be charged.