A Flexible Spending Account (FSA), sometimes referred to as a "Cafeteria Plan" or "Section 125 Cafeteria Plan," helps you keep more of your paycheck by reducing your Federal and state taxes. It allows you to pay certain expenses before taxes are deducted from your paycheck. These expenses include daycare, insurance premiums and many out-of-pocket medical costs. Use this FSA calculator to see how participating in your employer's FSA can help you pay less tax, and increase your net take home pay.

Use this retirement calculator to find out how much money you might need in retirement and whether your current savings plan could get you to your goal.

It may surprise you how significant your retirement accumulation may become by simply saving a small percentage of your salary each month in your 403(b) plan. Use this calculator to estimate how much your plan may accumulate for retirement.

How much income will you need in retirement? Are you on track? Compare what you may have to what you will need. Use the calculator sliders to see how small changes today could affect your financial future.

One of the biggest risks to a comfortable retirement is running out of money too soon. This calculator helps you determine your projected shortfall or surplus at retirement. You can also see just how long your current retirement savings will last. If your results project a shortfall, you might need to save more, earn a better rate of return, or possibly delay your retirement.

The asset allocation calculator is designed to help you create a balanced portfolio of investments. Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash. The calculated asset allocation is a great place to start your analysis in building a balanced portfolio.